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Associate Account Resolution Representative

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.  Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.  

About this role:

Wells Fargo is seeking an Associate Account Resolution Representative in Retail Card Collections as part of Consumer Lending. Learn more about the career areas and lines of business at .

In this role, you will:

  • Support Account Resolution functional area as an entry level Account Resolution Specialist by utilizing the knowledge of company products, services, policies, procedures, and Account Resolution systems

  • Apply knowledge when communicating with delinquent customers

  • Seek ways to improve quality customer experience by collecting and negotiating terms of repayment on outstanding account balances

  • Perform routine transactional tasks, such as taking inbound calls and making outbound calls by utilizing either an auto dialer or direct dial system to determine reason for delinquency

  • Receive direction from supervisors, and escalate questions and complex issues to Account Resolution individuals

  • Interact with immediate Account Resolution team on basic Account Resolution related information, as well as internal and external customers

Required Qualifications, US:

  • 6+ months of Account Resolution, customer contact, Customer Service, or Sales environment experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • Ability to manage to production goals, deadlines, and various metrics 

  • Ability to navigate multiple computer system windows, applications, and utilize search tools to find information 

  • Ability to negotiate, influence, and collaborate to build successful relationships

  • Ability to work effectively in a team environment

  • Ability to work effectively in structured but flexible, adaptable and changing, call center environment

  • Customer service focus with the ability to listen to customer needs and recommend solutions

  • Excellent verbal, written, and interpersonal communication skills

  • Good analytical skills with high attention to detail and accuracy

  • Intermediate Microsoft Office skills

  • Solid conflict management and decision making skills

  • Strong telephone etiquette skills

Job Expectations:

  • Must be able to attend full duration of required training period 

  • Ability to work nights, weekends, and/or holidays as needed or scheduled


820 W. Wells Fargo Trail; West Des Moines, Iowa 50266

  • A typical schedule may include working evenings until 9:00pm and/or a weekend day.

  • Business Operating Hours are Monday - Friday, 7:00am-9:00pm and Saturday & Sunday, 7:00am-4:00pm 

  • You must be able to work any shift assigned during the regular business operating hours. 

  • Schedule may vary based on business needs.

  • Schedule may be eligible for a shift differential of 15% under the terms of the shift differential policy.

  • May qualify for working a hybrid schedule after successful completion of training and meeting initial requirements on the production floor.


  • Training class is scheduled to start on Monday 01/23/2023 and the training hours are 8:00 a.m. – 4:30 p.m. Monday - Friday, for the seven weeks of training. You are required to attend the full duration of this paid 7 weeks of training.

  • You will receive in-depth classroom training, continued on-the-job training, and coaching.

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume prior to submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message.  In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application. 

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience. 

Wells Fargo’s Consumer Lending businesses empower millions of customers achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending, Auto, Credit Cards, Retail & Merchant Services, Personal Lending, Consumer Lending Control, and Consumer Lending Shared Services. 

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit.  The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices as well as online and digital channels.

Expected Start Date: 01/23/2023

Line of Business: Retail Card Collections

A typical day would include:

  • Being set up at your workstation and ready at the start of your shift to make and receive calls.

    • Your workstation will include: 2 desktop monitors, 1 computer tower, 1 keyboard, 1 mouse, 1 adjustable chair. (Ergonomic options available upon request)

  • Adhering to your daily schedule for casted by workforce management to meet the business need.

    • Breaks and lunches daily spread out throughout your shift, you will have two 15 minute breaks, and one 30 minute lunch.

  • You will be making and receiving between 100 and 200 calls per day ( this can fluctuate depending on peak seasons)

    • You will have approximately 20 to 30 customer conversations per day

  • Your goal is to assist customers with accounts issues and work in partnership to resolve delinquency situations

    • This will include setting up arrangements over the phone, discussing payment options, routing appropriately to partners for hardship options, etc.

  • Attend and participate in site/team meetings, 1x1 coaching and feedback sessions with your manager and team lead. This can be on a weekly, bi-weekly, and as needed basis.

  • Meet with your local leaders on business updates, individual/team/business results

    • You will need to self-manage and utilize your resources to help you stay up to date on a daily basis (i.e. checking the communications page, emails, policies, procedures, and job aids)

  • Communicating efficiently, effectively, and in a timely manner with leadership with any questions, concerns, or updates you may have.


A pre-employment assessment is required for this position.  After submitting your application, please monitor your email for future communications. 


You will have opportunities to participate in programs established to help you achieve your career and development goals.

  • Progressive Career Path: Associate account resolution representatives, Account resolution representatives, Senior Account Resolution Representative, Lead Account Resolution Representative, & Accounts Resolution Associate Manager.

  • Salary - Highly Competitive Salary! Some schedules offer a 15% shift differential, based on hours worked after 4 pm. 

  • Benefit packages include Medical, Dental and Vision Plans for team member and family!

  • 401k – up to 6% company match! 

  • New Team members may be eligible to receive up to 30 paid days off annually, to include 11 bank holidays and 2 personal holidays. 

  • Tuition Reimbursement Opportunity

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

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