Job Role:
- The incumbent will work directly with Commercial Banking Market Coverage and Specialized Industries nCino end-users, answering their questions about how to accomplish credit tasks most efficiently within the system and in compliance with business process and credit policies
- Work with CB OPMT product team to identify end-user pain points and obstacles as well as provide ongoing feedback related to trends and workarounds, and suggest potential solutions
- Serve as part of the ongoing User Acceptance Testing (UAT) group that completes extensive system testing prior to each quarterly release
- Review line of business and product team nCino procedures and job aides prior to publication for accuracy, provide feedback regarding ease of use and understanding
Minimum Qualifications:
• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
• 4 - 6 years of overall commercial credit experience across diversified asset classes (includes corporate entities and real estate asset class)
Desired qualifications:
- Underwriting and portfolio management experience working with commercial banking relationships
- Knowledge of credit process and proficiency at identifying and applying appropriate business procedures to credit underwriting and portfolio management processes
- Knowledge of credit policies applicable to commercial banking relationships/ transactions and proficiency at identifying and interpreting requirements to credit actions
- Hands-on experience with existing commercial banking credit systems and platforms, which may include but is not limited to Asset Rating Tool, Commercial Collateral Management, CreditView, BLAST, nCino, Optimist, EZ-Request, Electronic Tracking Reporting and Compliance Validation system (E-TRAC), Loan Validator Tool, Post Booking Certification, Credit Work Tracker, and Relationship View
- Previous experience working with other employees to help them learn new processes, procedures and/or technology applications
- Demonstrated effective communications skills
Desired qualifications:
- Underwriting and portfolio management experience working with commercial banking relationships
- Knowledge of credit process and proficiency at identifying and applying appropriate business procedures to credit underwriting and portfolio management processes
- Knowledge of credit policies applicable to commercial banking relationships/ transactions and proficiency at identifying and interpreting requirements to credit actions
- Hands-on experience with existing commercial banking credit systems and platforms, which may include but is not limited to Asset Rating Tool, Commercial Collateral Management, CreditView, BLAST, nCino, Optimist, EZ-Request, Electronic Tracking Reporting and Compliance Validation system (E-TRAC), Loan Validator Tool, Post Booking Certification, Credit Work Tracker, and Relationship View
- Previous experience working with other employees to help them learn new processes, procedures and/or technology applications
- Demonstrated effective communications skills
Posting End Date:
17 Sep 2024*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
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