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Lead Credit Risk Officer / Personal Lending

About this role:

The Personal Lending CRO Loss Forecasting and Analytics group is looking for an experienced Lead Credit Risk Officer to lead portfolio analytics and risk appetite across Personal Lending.  Qualified candidates must have excellent communication skills, high degree of initiative, strong partnering and interpersonal skills, solid project/process management skills, as well as critical analytical thinking and SAS coding skills. Qualified candidates must also possess a results driven attitude committed to quality work.

In this role, you will:

  • Mentor less senior individual contributors in roles with moderate complexity and risk

  • Engage and influence stakeholders, internal partners and peers associated with initiatives that cross multiple areas of the company in scope with significant impact and risk

  • Identify and recommend opportunities for process improvement and risk control development to drive the company credit culture, desire, and business performance

  • Lead complex and advanced analytic projects

  • Build relationships with corporate, business heads, Legal, Audit, regulators and industry partners on risk related topics

  • Interact with internal and external customers


Required Qualifications:

  • 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 3+ years of SAS programming experience


Desired Qualifications:

  • Master’s degree in an analytic field, including but not limited to Data Science, Mathematics, Economics, Business

  • Knowledge and experience with Advanced Analytic Tools and Techniques including Machine Learning


Posting Locations:

  • 401 S Tryon Street, Charlotte, North Carolina

  • 1445 Ross Ave, Dallas, Texas

  • 600 S 4th St, Minneapolis, Minnesota

  • 800 S Jordan Creek Pkwy, West Des Moines, Iowa

  • 1150 W Washington St, Tempe, Arizona

  • 114 N Beaumont St, Saint Louis, Missouri

  • 2200 Concord Pike, Wilmington, Delaware


Job Expectations:

  • Ability to work at the approved location(s) in the job posting.

  • This position offers a hybrid work schedule.


*Job posting may come down early due to volume of applicants.

Posting End Date: 

20 Jul 2024

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy


Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

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