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ALERT - To ensure we continue to fulfill our role as a provider of vital services to the public, we are still hiring and continue to recruit top talent to Wells Fargo. However, we have adjusted our hiring practices due to the COVID-19 situation and the related social distancing guidelines. As a result, throughout your application process, you may be asked to connect with us virtually. We encourage you to check our job postings regularly for updates and additions.

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Credit Risk Associate Program


The Credit Risk Associate Program offers a structured transition to the business world. This twelve-month developmental program offers a deep dive into credit risk disciplines at Wells Fargo. The program also offers formal training, mentoring, and coaching to prepare you for a career at Wells Fargo.

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What will you do?

Your responsibilities could include, but are not limited to:

·       Participating in analysis, reviews, testing, and development activities that maximize profits and/or asset growth, and minimize credit and/or operating losses and other risk exposures

·        Segmenting and monitoring various credit, deposit and other product groups, vintages, concentration limits, etc. and making recommendations to management based on those trends

·        Producing performance monitoring and benchmarks regarding growth, mix, delinquency, losses and overall profitability and performance

·        Reviewing and analyzing trends in current population distributions and recommend strategies

·        Using programming software to extract data and/or manipulate databases to provide statistical and financial modeling


Is this opportunity right for you?

Program structure and desired qualifications include:

·       Full-time, 12-month program for Masters and MBA candidates

·       Master's degree in a quantitative field such as Statistics, Economics, Operations Research, Mathematics, Engineering, or Business

·       Experience building partnerships and consulting effectively with leadership

·       Ability to prepare written documentation, clearly defining proposals with supporting justification

·       Ability to work independently but also collaborate with internal partners in credit risk management and other applicable areas

·       Exceptional vision and strategic orientation, and ability to influence a wide audience

·       Knowledge and/or experience manipulating and analyzing large complex datasets with a programming language such as SAS, SQL, R, Matlab, Java, and Python

·       Demonstrated written and verbal communication and strong interpersonal skills


What does my future look like?

Potential career path after completion of the program could include:

·       Credit Portfolio Consultant

·       Credit Risk Analytic Consultant


Where are the opportunities?

Summer internship and full-time opportunities are located in:

·       Associates who successfully complete program requirements will have the opportunity to transition into key risk positions

·       Full-time opportunities are located in:

       ·     San Francisco, CA 

       ·     Concord, CA

       ·     Charlotte, NC

       ·      Phoenix, AZ

       ·      Des Moines, IA

       ·      Wilmington, DE



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