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Middle Market Banking Centralized Credit Services Credit Analyst (CA3) - Minneapolis

Job ID 5465365 Schedule Type Reg-Time Work Hours 40 Location Saint Louis Park, Minnesota;
Job Description

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally.  Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital.  We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

The Wells Fargo Middle Market Banking Group (MMB) solicits and maintains relationships with businesses by offering a full array of credit, technologically advanced treasury management and investment products. These relationships represent a range of industries including professional services, general commercial, manufacturing, distribution, and global companies among other specialties. MMB is committed to our customers' business success through solid, long-term customer relationships.

In connection with the Middle Market Banking Credit Services Group’s mission of supporting risk management activities, Credit Services has an immediate opportunity for Credit Analyst (CA3) in Minneapolis, MN. Nationally, Credit Services manages 2,200+ relationships with direct and operating exposure of up to $20 million; total credit exposure underwriting responsibilities exceed $3.02 billion. The selected candidate will be part of a team that directly participates in the credit support of the Regional Commercial Banking Offices (RCBO's)

The Credit Analyst will be focused on managing a credit portfolio of middle market account relationships within Credit Services. General responsibilities include working with senior management, relationship managers and portfolio managers to originate, monitor and grow middle market relationships. Specifically accountable for credit underwriting and origination, routine and regular portfolio monitoring, renewals and annual reviews, and coordination of pricing. Manages and promotes the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements. Works directly with RCBO team members to understand credit needs and represents the bank in developing and maintaining client relationships. May or may not have revenue generation goals.

Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.



Required Qualifications

  • 5+ years of credit analysis experience



Desired Qualifications

  • Intermediate Microsoft Office skills
  • Strong analytical skills including analyzing complex data
  • Excellent verbal, written, and interpersonal communication skills



Other Desired Qualifications
  • Prior Wholesale or commercial banking experience




Disclaimer


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.



Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

WHOLESALE BANKING
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