About this role:
Wells Fargo is seeking a Senior Manager to lead transformation of credit decisioning strategy execution capabilities and enable growth in Consumer Lending businesses. This role is a key driver of the credit decisioning transformation, accountable for evolving the organization from fragmented, rules‑heavy, segment‑based decisions toward scalable, data‑driven, and economically optimized decisioning capabilities.
This leader will own the vision and roadmap for credit decisioning capabilities, partner closely with Product and Technology, and drive faster, more agile execution of customer‑facing credit decisions. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:
Define the capabilities needed to transform the credit decisioning infrastructure and enable agility
Own the strategic roadmap for Credit Decisioning capabilities, enabling the execution of credit strategies authored by business partners
Partner closely with Product and Technology to ensure accurate, scalable, and timely implementation
Drive alignment and influence across a highly matrixed organization to deliver outcomes without direct ownership of product or engineering teams
Develop and guide a culture of talent development to meet business objectives and strategy
Collaborate with and influence stakeholders at all levels, including senior leadership, to align on strategy, success metrics, and the future state of credit decisioning execution capabilities
Ensure modernization initiatives meet regulatory, risk, and business requirements, supported by strong governance, controls, documentation, and audit readiness
Lead change across new ways of working, guiding the organization through modernization of legacy processes, platforms, and execution models
Build, lead, and develop high‑performing teams by fostering a strong culture of talent development, accountability, and continuous improvement
Required Qualifications:
7+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
3+ years Management or leadership experience
Desired Qualifications:
Experience with consumer lending and a strong understanding of credit risk decisioning frameworks
Experience leading and managing teams responsible for delivering enterprise‑scale capability and infrastructure modernization initiatives, particularly within credit, fraud, or other decisioning domains, with direct accountability for transformation outcomes
Experience identifying, diagnosing, and resolving data quality or data integrity issues across complex data environments
Bachelor’s or master’s degree in a quantitative or technical field
Experience translating and summarizing complex data and technical concepts into understandable, actionable information and recommendations to executive level audiences
Proven ability to own outcomes while operating at the intersection of business and technology, driving execution without direct ownership of product or engineering teams
Ability to influence Product and Technology through structured requirements and operate effectively across strategy and detailed execution
Proven ability to operate effectively and influence outcomes within large, highly matrixed organizations, including experience partnering with senior leaders across Credit, Risk, Technology, and Product
Experience operating within regulated environments, with an understanding of governance, controls, and risk considerations as they relate to decisioning capabilities
Demonstrated excellence in verbal and written communication, including influencing senior leaders through concise, data‑driven presentations and clear strategic storytelling
A demonstrated focus on leading, coaching, mentoring and guiding team member development
Job Expectations:
Ability to travel up to 15% of the time
This position is not eligible for Visa sponsorship
This position offers a hybrid work schedule
Job posting may come down early due to volume of applicants.
Locations:
2200 Concord Pike, Wilmington, DE 19803
401 Las Colinas Blvd Irving, TX 75039
Required locations listed above.
Posting End Date:
6 May 2026*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
