Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe. Learn more about the career areas and business divisions at wellsfargojobs.com.
Markets provides solutions to clients with the means to manage their exposure through various derivatives, lending and cash products across Structured Products Group, Macro, Equities, Municipal Products Group, Credit Sales & Trading.
About this role:
Wells Fargo is seeking an Analyst to join their Structured Products Group (SPG) Banking function within the Mortgage Finance Group (MFG) Structuring & Analytics team.
MFG provides financing and capital markets solutions to entities that own, originate, or service residential real estate loans and related assets. The Structuring & Analytics team within the MFG is responsible for the front-office analytical aspects of the business including structuring RMBS transactions, underwriting collateral credit, advising clients on asset disposition strategies, valuing mortgage assets, tracking market conditions, managing portfolio risks and presenting performance metrics to management. This is for a 1st year analyst role in our Early Careers Program.
In this role, you will:
Assist in the marketing, origination, execution and portfolio management of lending facilities and capital markets transactions
Work as part of a client coverage team in creating marketing materials for securitizations and handling investor requests
Develop rating agency correspondence, term sheets, underwriting memos, as well as examining legal documentation
Support senior bankers on the deal team, through active involvement in all aspects of the deal origination and execution process
Closely partner with various constituencies across Wells Fargo, including Credit Risk, Sales and Trading, Syndicate, Investment Banking Coverage, Corporate Banking Coverage, DCM, Leveraged Finance, Compliance, and Legal
Manage the flow of mortgage collateral data including mapping data fields, generating reports, running models, producing valuations and interpreting results
Monitor market conditions and collateral performance, reporting key metrics and contributing to risk discussions with internal partners
Utilize technical and market knowledge to provide insights on mortgage-related assets for various purposes including financing arrangements, RMBS structures and client advisory activities
Required Qualifications:
6+ months of Investment Banking Program experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
6+ months prior Investment Banking or Analyst Training Program experience, prior experience in structured products and/or capital markets through work experience/internships, training, or education a plus
Fundamental understanding of capital markets and mortgage banking
Prior experience in or related to securitization is a plus
Strong analytical and quantitative skills
Python coding experience with working knowledge of standard data analytics libraries (e.g. Pandas and NumPy)
Proficiency with coding languages, databases and visualization tools (i.e. SAS, SQL, and PowerBI)
Intermediate Microsoft Office Skills (Outlook, Word, Excel, PowerPoint)
Dedication to building a career in the financial services industry
The ability to operate with urgency and prioritize work accordingly
Proven ability to take on significant responsibility with a sense of personal accountability and urgency for achieving results
Willingness to work long hours in a demanding, highly focused, and collaborative team environment
Energetic self-starter who is flexible, organized, conscientious, proactive, and detail-oriented
Highly refined and professional verbal and written communications
Product knowledge, technical expertise, transaction execution and negotiation skills
A BS/BA degree or higher in business administration, economics, finance, or related field
Job Expectations:
Ability to travel up to 10% of the time
Visa sponsorship is not available
Willingness to work on-site in accordance with current office requirements
Registration for FINRA Series 63 (or 66) must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
Registration for FINRA Securities Industry Essentials (SIE) exam must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Posting Location:
550 S Tryon St. – Charlotte, North Carolina 28202
Posting End Date:
27 May 2026*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
