Principal Architect – Enterprise Reconciliation Platform

About this role:

Wells Fargo is seeking a Principal Architect to serve as a senior technical leader driving the vision, strategy, and execution of our Enterprise Reconciliation Platform within COO Technology.

This is a high-impact role at the intersection of business operations, financial controls, and modern engineering, where you will shape the future of how reconciliation is delivered across the enterprise.

As a Principal Architect, you will define and advance the target state architecture for the Reconciliation Utility Product, transforming fragmented, siloed processes into a scalable, unified, and product-driven platform.

You will act as a strategic bridge between Finance, Operations, Risk, and Engineering, ensuring alignment between business outcomes and technical execution while upholding architectural integrity, resiliency, and scalability across a federated ecosystem.

In this role, you will:

• Own the architecture strategy for enterprise reconciliation, establishing a modern utility model with modular, reusable capabilities
• Act as a strategic advisor to senior leadership, defining and advancing the architectural vision, framework, and delivery for highly complex business and technical challenges across the enterprise
• Lead the development of current state, target state, and transition architecture for the Reconciliation Utility Product across business, data, application, and technology domains
• Drive resolution of complex, cross-domain challenges, delivering long-term, scalable solutions that require innovation, advanced analytical thinking, and enterprise-wide coordination
• Establish enterprise data and integration patterns, including event-driven and stream-first architectures for reconciliation across core banking systems, payment rails, and external data sources
• Lead application rationalization and capability convergence across reconciliation tools and vendor platforms, optimizing total cost of ownership and return on investment
• Define and govern canonical data models, UDM alignment, and end-to-end data lineage, traceability, and control frameworks
• Embed AI/GenAI capabilities into reconciliation workflows, including automated matching, exception classification, and intelligent decision support
• Influence strategic and investment planning, including build vs. buy decisions, vendor strategy, architecture frameworks, and execution roadmaps aligned to target state
• Drive adoption of cloud-native, microservices-based, and API-first architectures, ensuring scalable, resilient, high-performance solutions and enforcing non-functional requirements
• Provide architecture governance through design reviews, risk assessments, and compliance alignment, ensuring adherence to enterprise standards, audit, and regulatory requirements

Required Qualifications:

• 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 5+ years of expertise in data architecture, integration patterns, and high-volume transaction processing systems within complex, regulated environments (e.g., financial services, operations platforms)
• 5+ years of experience designing cloud-native, event-driven architectures (microservices, APIs, streaming) with the ability to define scalable, resilient, and secure solutions aligned to enterprise standards
• 2+ years of AI/ML and GenAI integration, including applying intelligent automation to operational workflows (e.g., matching, anomaly detection, classification)

Desired Qualifications:

• Experience in financial services domain, particularly reconciliation, payments, transaction processing, or operations platforms
• Deep expertise in event streaming technologies and real-time data processing frameworks (e.g., Kafka or equivalent)
• Experience building or supporting product-based operating models, with alignment to shared backlogs, domain ownership, and cross-functional delivery
• Proven ability to lead large-scale data and platform transformations, including data model standardization and enterprise integration strategy
• Familiarity with enterprise data management practices, including UDM, data lineage, governance, and control frameworks
• Experience working with vendor platforms and build vs. buy evaluations, influencing long-term platform and ecosystem strategy
• Knowledge of regulatory, audit, and control expectations in reconciliation or financial operations environments
• Experience influencing executive stakeholders and cross-functional leaders in complex, federated organizations
• Familiarity with enterprise architecture frameworks and modeling approaches (e.g., TOGAF, ArchiMate)

Job Expectations:

• This position is not eligible for Visa sponsorship.
• This position offers a hybrid work schedule.
• Relocation assistance is not available for this position
• Ability to travel up to 5% of the time

Job Posting Locations:

401 Las Colinas Blvd W Bldg A, Irving, Texas 75039

300 S Brevard St., CHARLOTTE, North Carolina 28202

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.