Commercial Valuations Manager, Commercial Banking (Collateral Support)

About this role:

Wells Fargo is seeking to hire a Commercial Valuations Manager, Commercial Banking (Collateral Support). Your role is to lead the Collateral Support team across I&P and will be responsible for conducting and overseeing Collateral monitoring for Asset Based Lending products in Commercial Banking business. The job is responsible for processing, monitoring, and examining client collateral information on asset-based loans. Conducts verifications on account debtors, including high risk-rated, larger, more complex borrowers, and for new loans/prospective customers.

In this role, you will:

• Manage and develop a team of individual contributors with low to moderate complexity and risk in Commercial Valuations functional area
• Engage stakeholders and internal partners associated with the function
• Oversee borrower collateral activity, ensuring the proper controls are in place to protect the bank's assets and to identify and mitigate risk
• Make recommendations to senior management on ways to limit the bank's exposure on assigned collateral
• Identify and recommend opportunities for process improvement and risk control development within Commercial Valuations functional area
• Make decisions and resolve issues regarding resources, objectives, and operations of Commercial Valuations functional area and team to meet business objectives
• Interpret and develop policies and procedures for Commercial Valuations functions with low to moderate complexity within scope of responsibility
• Collaborate and consult with Commercial Valuations peers, colleagues, and multiple level managers as well as interact directly with external customers
• Serve as the liaison to Regional Portfolio Managers, Regional Credit Managers, operations and client services for items related to collateral activity
• Manage allocation of people and financial resources for Commercial Valuations
• Mentor and guide talent development of direct reports and assist in hiring talent

Required Qualifications:

• 5+ years of Commercial Valuations experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 2+ years of Leadership experience

Desired Qualifications:

• 5+ Years of experience in Commercial Banking, Loan Syndication, Collateral monitoring experience
• Knowledge on the structure of Asset Based lending loans and end to end knowledge of the credit life cycle in Syndication loan.
• Knowledge in reviewing and analyzing the Collateral values from a Borrowing base Certificate prepared by the customers or Agent bank.
• Understanding of how to reconcile the books of bank in Syndication Loan portfolio.
• Exposure in Analyzing AR Aging reports and decipher appraisal values from field exam report which are upstream process in Collateral Monitoring.

Job Expectations:

• Applicants must be amenable to work on US or night shift, Monday - Friday
• Applicants must be amenable to work onsite, 5/NEO, BGC, Taguig City
• Supervise entry to middle level individuals in transactional tasks and processes to ensure timely completion, quality, and compliance within Commercial Valuations functional area
• Oversee advance processing and approval, collateral monitoring, reporting and tracking for all loans within the portfolio
• Perform research and discovery activities related to fraudulent or potentially fraudulent situations
• Ensure borrower monitoring procedures adhere to bank guidelines and credit agreements
• Identify opportunities for process improvement and risk control development in less complex operations within Commercial Valuations functional area
• Make day-to-day supervisory and tactical decisions
• Resolve issues related to team supervision, work allocation, and daily operations under direction of Commercial Valuations functional area
• Leverage interpretation of policies, procedures, and compliance requirements within Commercial Valuations functional area
• Collaborate and consult with Commercial Valuations peers, colleagues, and middle level managers, as well as interact directly with external customers
• Manage allocation of people and financial resources for Commercial Valuations
• Mentor and guide talent development of direct reports and assist in hiring talent
• Exceptional time management abilities, demonstrated by having robust capacity plan in place to manage peaks and trough in workload.
• Consistent, reliable attention to detail and high standard of accuracy, while also being able to “zoom out” and consider whether something makes sense in the bigger picture.
• Maintaining up-to-date knowledge of Collateral Monitoring processes and guidelines, to actively develop individual team members skills & proficiency.
• Strong technical acumen: Should have an advance understanding of loan system such as ACBS, LoanIQ, AFS which are widely used System of Record for managing Syndicated loans across global banks.
• Curiosity and an ardent desire to learn more and develop skills independently – learning is a mindset, not a task to complete.
• Flexibility – our world is ever-evolving, and we are committed to continual improvement to better support our internal and external partners, which means embracing change is the expectation.

AI Skills and Competencies:

As part of Wells Fargo’s commitment to innovation and responsible AI adoption, all roles require foundational AI literacy. This includes:

• Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight.
• Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions.
• Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions.
• Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies.
• Strategic Integration: Ability to identify opportunities for AI to drive business outcomes and efficiency. Champion AI literacy and adoption in teams, and manage change.
• Governance and Risk Oversight: Ensure responsible AI practices, compliance with regulatory standards, and ethical deployment across teams.
• Vendor and Technology Evaluation: Assess AI tools and platforms for suitability, scalability, and alignment with Wells Fargo’s enterprise standards.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

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Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

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a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.