Senior Analytics Consultant - Auto Pricing

About this role:

Wells Fargo is seeking a Sr. Analytics Consultant for pricing loss estimation within Wells Fargo Auto. This role will support the development, enhancement, and implementation of loss assumptions used in pricing decisions across all originations. The individual will leverage analytical insights to help improve loss estimation, portfolio profitability, and business performance while contributing to sound risk and regulatory practices.

In this role, you will:

• Support the development and implementation of pricing loss estimation analyses and recommendations to improve portfolio profitability and evaluate returns on new originations.
• Contribute to complex analytical and modeling initiatives by partnering with Pricing, Risk, Finance, and Auto Lending stakeholders to address business needs and support operational objectives.
• Analyze and maintain statistical models and analytical solutions using large-scale data sets to generate insights that support financial, risk, and business decision-making.
• Conduct analyses related to pricing strategies, credit loss assumptions, data modeling methodologies, and risk exposure to support business objectives and regulatory requirements.
• Monitor Auto portfolio loss performance and identify trends, risks, and opportunities to enhance forecasting accuracy and portfolio performance.
• Collaborate with business partners and leaders to provide analytical insights and support risk management and pricing decisions.
• Apply knowledge of credit risk, loss forecasting, and risk-based pricing principles to support loss assumption development and profitability evaluations.
• Prepare and communicate analytical findings, forecasting results, and model outputs to stakeholders using advanced analytical tools and programming languages such as SAS and Python.
• Develop business strategies that will drive growth, profitability, and competitive advantage for Wells Fargo 
• Develop, test, analyze and implement strategies to achieve the financial objective relevant to macro-economic conditions 
• Work closely with cross functional team (Tech, Product, Risk, Operations) to drive impact on a given product, problem, or initiative 

Required Qualifications:

• 4+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 4+ years of experience in analytical work, including framing problems, conducting analysis, synthesizing insights, and influencing leadership decisions
• Experience with credit loss forecasting and pricing strategies within regulated financial services, including experience setting enterprise level assumptions that directly impact product pricing and profitability.
• Analytical capability (e.g., SAS, Python) with the ability to translate complex model outputs into actionable insights and business decisions.
• Strong financial acumen, including understanding of pricing P&L impact, margin trade-offs, and portfolio risk dynamics
• Proficient with reporting tools such as Power BI or Tableau
• Demonstrated ability to interpret customer and operational data, identify themes, and translate insights into clear business recommendations
• Experience in auto lending or financial services.
• Proven ability to operate effectively in a highly regulated environment, partnering with Risk, Finance, Audit, and Regulators.
• Strong analytical skills with a high attention to detail and data quality
• Understanding of statistical and advanced analytics techniques, including hypothesis testing, regression analysis, and machine learning
• Strong conceptual thinking and ability to drive clarity in ambiguity while dealing with credit and operational problems 
• Highly refined and professional verbal and written communications 
• Outstanding problem solving and decision-making skills based on analytics
• Adept in data analysis tools and programming (R, Python, SQL, SAS) 

Job Expectations:

• Willingness to work on-site at one of the stated locations on the job opening.
• This position offers a hybrid work schedule.
• Relocation assistance is not available for this position.
• This position is not eligible for Visa sponsorship.

Locations:

• Charlotte, NC - 550 S. Tryon St.

• Irving, TX - 4101 Las Colinas Blvd.

• Chandler, AZ – 2800 S. Price Rd

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.