Lead Credit Risk & Approval Officer - Commercial Banking, Corporate Risk

About this role:

Wells Fargo is seeking a Lead Credit Risk & Approval Officer for the Corporate Risk group’s Commercial Banking line of business who will focus on the Equipment/Vendor Finance portfolio.

In this role, you will:

• Lead complex initiatives including those that are cross-functional with broad impact.

• Act as key participant in monitoring and reviewing group loans, underwriting, and portfolio management performance for Credit Risk & Approval.

• Review and analyze complex multi-faceted, larger scale, or longer-term business, operational, or technical challenges.

• Provide in-depth evaluation of multiple factors including structuring, pricing, and documentation.

• Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.

• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

• Interact with internal and external customers.

Required Qualifications:

• 5+ years of Credit Risk & Approval or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Knowledge of Equipment and Vendor Finance products, including Leasing and Wholesale/Floorplan programs.

• Experience exercising Delegated Credit Approval Authority (DCAA).

• Ability to analyze complex financial statements, structured commercial loans, and documentation.

• BS/BA or higher in accounting, finance, economics, or related field.

• Proven independent judgment within policy, procedure, and compliance frameworks.

• Ability to influence and build partnerships in a matrix environment.

• Provides credible challenge and candid feedback.

• Executes effectively in fast‑paced environments with multiple priorities.

• Strong written and verbal communication with senior leaders.

Posting Locations:

• 2700 South Price Road – Chandler, Arizona

• 10 S. Wacker - Chicago, Illinois

• 83 Wooster Heights – Danbury, Connecticut

• 600 South 4th Street – Minneapolis, Minnesota

• 401 Las Colinas Blvd W Bldg B - Irving, Texas

• 401 S Tryon Street - Charlotte, North Carolina

Job Expectations:

• Ability to work at one of the locations in this job posting. This position does not offer relocation assistance.

• This position offers a hybrid work schedule.

• This position is not eligible for Visa sponsorship.  

• Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.