Due Diligence Consultant – Transactional Risk & Intelligence Group (TRIG)

About this role:

Wells Fargo is seeking two Due Diligence Consultants to support Financial Crimes Operations Transactional Risk and Intelligence Group (TRIG) functions within Chief Operating Office (COO). This role is responsible for performing transaction-based customer profile reviews related to complex and elevated risk profiles to generate actionable recommendations to line of business risk management teams. For additional information on lines of business, refer to the external careers site at www.wellsfargojobs.com.

In this role, you will:

• Conduct customer due diligence reviews by evaluating transaction activity, customer behavior, geographic exposure, relationships, and other relevant risk indicators
• Research low to moderately complex customer profiles and emerging money laundering and terrorist financing risks using internal systems, external sources, and established review procedures
• Review and analyze due diligence cases that require research, evaluation, and selection among established alternatives
• Apply intermediate knowledge of financial crimes risk, due diligence requirements, policies, and technical methods to complete medium-risk deliverables
• Document clear, well-supported findings, risk assessments, dispositions, and recommendations in accordance with established procedures and regulatory requirements
• Present recommendations for resolving low to moderately complex cases and escalate identified risks or unusual activity through established channels
• Use transactional and customer data, including large data sets, to identify patterns, relationships, and opportunities to mitigate risk
• Participate in low to moderately complex initiatives and identify opportunities to improve due diligence processes, controls, reporting, or review procedures within the functional area
• Collaborate and consult with functional colleagues, internal business partners, risk partners, and stakeholders to resolve issues and support due diligence decisions
• Maintain accurate and organized records of reviews, supporting research, findings, recommendations, and escalation decisions

Required Qualifications:

• Process efficiency expertise including assessment and recommendations for improvement
• Experience in evaluating risks including communicating relevant findings in a concise, decisive, timely, and market-appropriate manner
• Experienced with Anti-Money Laundering, financial crimes analysis, and fraud investigations including filing and/or reviewing Suspicious Activity Reports (SARs)
• Experienced with Wells Fargo Transactional Risk and Intelligence Group (TRIG) including Event-Driven Review analysis processes and procedures
• Microsoft Office (Word, Excel, Outlook, PowerPoint, Project, and Teams) skills including MS Excel and PowerPoint to effectively manage extremely large and complex sets of transactional data
• Working knowledge of risk and regulatory disciplines Bank Secrecy Act/Anti-Money Laundering (BSA/AML) programs such as Customer Identification Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Know Your Customer (KYC)
• Working knowledge of products, systems, and tools such as Automated Clearing House (ACH), cash vault, check products, Cornerstone, Hogan, Online Image Browser (OIB), Unusual Activity Report (UAR) Portal, Wholesale Customer Information System (WCIS), and wires
• Analytical, strategic thinking, and problem-solving skills, with the ability to exercise sound independent judgment, anticipate risks and opportunities to drive strategic and tactical initiatives, and make timely, data-driven decisions
• Organized with multitasking skills thriving in fast-paced environments, ensuring accuracy, efficiency, and adherence to quality standards
• Experienced in collaboration and influencing skills, with the ability to build trust, foster teamwork, influencing outcomes, synthesize complex data and communicate information clearly to identify key risks, customer impacts, and financial implications with all levels of the organization, including senior leadership
• Demonstrated ability to take initiative, work independently with minimal supervision, and adapt within an operations environment
• Verbal, written, and interpersonal communication skills with the ability to engage and influence stakeholders while leading meetings and delivering communications and presentations
• Demonstrated professionalism and integrity when partnering across all organizational levels, including executive leadership
• Experienced in driving organizational change and delivering measurable, results-oriented outcomes
• Industry certifications such as Certified Anti-Money Laundering Specialist (CAMS), Wells Fargo Anti-Money Laundering (AML)/Sanctions Credential Program, etc.

Job Expectations:

• Ability to travel up to 5%
• Ability to work additional hours, weekends, and/or holidays as needed or scheduled
• Adhere to standards outlined with written policy as well as applicable State and Federal regulations
• This position is not eligible for Visa sponsorship
• Willingness to work on-site at stated location on the job opening

Location:

• 1525 W. W T Harris Blvd., Charlotte, NC
• Relocation assistance is not available for this position

Pay Range
 

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.