Due Diligence Associate

• In this role, you will:

  • Conduct comprehensive research and background reviews of transactions, individuals, entities, organizations, or locations, documenting findings and escalating risks appropriately.

  • Perform CDD/EDD reviews in line with policy to fulfill Know Your Customer (KYC) requirements (**KYC experience is mandatory**).

  • Research business escalations involving potential negative news or financial-crimes-related matches and provide recommendations based on findings.

  • Review basic issues, policies, or procedures related to lower-risk tasks and deliverables.

  • Support regular reporting routines and ad-hoc requests through analysis, research, and documentation.

  • Gather and input data to identify documentation required to meet policy or regulatory standards.

  • Evaluate outputs from Due Diligence groups including PEP reviews, Sanctions Screening & Reporting, and the EDD Center.

  • Exercise judgment while developing an understanding of team functions, policies, procedures, and compliance requirements.

  • Collaborate with team members, colleagues, and managers to resolve issues and achieve goals.

  Required Qualifications:

  • 6 to 8 years of experience in AML Investigations, **KYC (mandatory)**, CDD/EDD reviews, PEP Investigations, Fraud Investigations, and customer/transactional activity research within banking and BSA/AML/OFAC regulatory compliance.

  • Strong KYC expertise including documentation review, customer risk rating, and due diligence analysis (must-have).

  • Logical thinking, strong numeric abilities, and domain understanding.

  • Ability to foresee risks, proactively identify issues, and build strong mitigation plans.

  • Strong verbal and written communication skills.

  • Analytical, critical thinking, and problem‑solving capabilities.

  • Ability to learn quickly and adapt in fast‑paced, deadline‑driven environments.

  • Ability to exercise independent judgment in handling highly sensitive casework.

  • Ability to articulate complex problems, design and implement solutions, and communicate business benefits clearly.

  Desired Qualifications:

  • Strong knowledge of U.S. regulations (BSA, USA PATRIOT Act, Economic Sanctions laws).

  • Excellent communication and relationship‑building skills.

  • Proficiency in Office Suite (Excel, Word, PowerPoint, Outlook) and SharePoint.

  • Bachelor’s degree in Business, Finance, Economics, or related fields.

  Job Expectations:

  • Flexibility to work in shifts.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.