Payments Lead Technology Business Systems Consultant

About the Role

Wells Fargo is seeking a Payments Lead Technology Business Systems Consultant to join the Global Payments & Liquidity Treasury Technology organization. In this role, you will play a critical part in delivering high‑impact technology initiatives by partnering closely with business and technology stakeholders. You will translate complex business needs into scalable, enterprise‑grade solutions that support strategic payments modernization initiatives across the firm.

Learn more about Wells Fargo career areas and lines of business at https://www.wellsfargojobs.com.

In This Role, You Will

• Lead complex initiatives to deliver scalable technology solutions with broad impact across cross‑functional business and technology teams

• Serve as a key contributor in shaping and delivering strategic solutions for enterprise‑wide technology initiatives

• Evaluate highly complex business problems; act as a Payments domain subject matter expert and thought leader driving innovative, compliant solutions

• Lead in‑depth analysis and research of business and technology requests to define clear, accurate, and efficient functional requirements

• Define and validate non‑functional requirements, including performance, scalability, resiliency, availability, and security, aligned with business and regulatory objectives

• Identify, assess, and mitigate technology and delivery risks while ensuring adherence to enterprise risk, control, and compliance standards

• Partner with risk, security, and audit stakeholders to support assessments, testing, issue remediation, and regulatory readiness

• Collaborate with Product Owners to refine epics, features, user stories, and acceptance criteria to enable effective Agile delivery

• Support sprint planning, backlog grooming, dependency management, and release readiness across multiple teams

• Define and validate end‑to‑end integration flows, APIs, and data movement across complex upstream and downstream systems

• Ensure data accuracy, traceability, and consistency across end‑to‑end payment processing workflows

• Drive production readiness by validating functional outcomes, operational handoffs, and deployment considerations

• Support post‑release monitoring, incident triage, and continuous improvement efforts in partnership with support teams

• Provide functional and technical leadership across matrixed teams, influencing outcomes without direct authority

• Mentor junior analysts and contributors while promoting adherence to enterprise standards and best practices

• Make decisions in highly complex, ambiguous situations requiring deep domain and technology expertise with enterprise‑wide impact

• Lead project and system documentation; monitor and manage schedules, milestones, and deliverables

• Collaborate closely with business and technology partners to deliver integrated solutions for complex business challenges

• Ensure clear, effective communication and information flow between business and technology stakeholders

Required Qualifications

• 5+ years of Business Systems Data and Business Systems Designing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 5+ years of experience in technical and business analysis with a strong focus on payments initiatives in the financial services industry

• 3+ years of payments domain experience, including payments processing lifecycle, payments rails, and ISO 20022

• 2+ years of experience with cloud‑native technologies and cloud platforms such as AWS, Azure, or Google Cloud

• Demonstrated experience working with geographically dispersed teams across the United States and India

• Experience in performing acceptance testing to validate solutions against defined business requirements

• Experience working in Agile delivery models (Scrum or Kanban) within large enterprise environments

Desired Qualifications

• Strong analytical and problem‑solving skills with the ability to evaluate complex data and scenarios

• Experience applying AI‑based techniques for data analysis is a strong plus

• Excellent verbal and written communication skills with the ability to convey complex concepts to diverse audiences

• Proven ability to produce clear, concise, and well‑structured documentation

• Demonstrated success working in cross‑functional teams, building strong stakeholder relationships, and driving alignment

• Ability to thrive in a fast‑paced, dynamic environment and adapt to changing priorities

Job Expectations

• This position offers a hybrid work schedule

• Visa sponsorship is not available for this position

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.