About the Role
Wells Fargo is seeking an experienced Lead Risk Analytics Consultant to join its Risk Analytics team at Bangalore.
This role sits at the intersection of quantitative modeling, data analytics, and stakeholder engagement, supporting enterprise-wide credit risk management and regulatory objectives.
The successful candidate will bring hands-on experience in credit risk modeling, strong programming skills, and the track record to partner effectively with technology, model validation, and business teams to deliver robust, scalable risk solutions.
In this role, you will:
Perform quantitative modeling and advanced data analysis to generate decision-useful insights across credit risk portfolios
Lead or contribute to moderately to highly complex initiatives, delivering analytics, forecasts, and risk strategies aligned with enterprise risk objectives
Develop, review, and maintain credit risk models (e.g., PD, LGD, EAD, stress testing, portfolio analytics), with exposure to Securities-Based Lending (SBL) considered a strong advantage
Review and analyze data aggregation, forecasting, reporting, and programming models, ensuring accuracy, robustness, and scalability
Own end-to-end model processes, including data reconciliation, production monitoring, documentation, and governance in line with internal policies and regulatory expectations
Partner with Model Risk Management / Model Validation, Compliance, and Technology teams to address model findings, remediation, and implementation issues
Resolve complex data, production, and business modeling challenges, applying sound judgment and risk discipline
Lead project workstreams, mentor junior analysts, and contribute to building a strong risk analytics talent pipeline
Collaborate with cross-enterprise risk teams to develop common modeling standards, frameworks, and best practices
Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics
Review and analyze complex programing models to extract data and manipulate databases to provide statistical and financial modeling specific to businesses supported
Manage the roll out of pilot programs developed as a result of programmed models for supported businesses and product line
Make decisions in complex product strategies, data modeling, and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives
Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common modeling goals
Lead projects, teams, and mentor
Required Qualifications
4+ years of experience in Risk Analytics, Quantitative Risk, Credit Risk, or a related field
Demonstrated experience through a combination of work experience, education, or advanced training
Preferred / Desired Qualifications
8+ years of overall professional experience, with significant exposure to risk analytics or quantitative finance
Strong background in Credit Risk Modeling and knowledge of retail, wholesale, or secured lending portfolios
Hands-on programming experience in Python; familiarity with large datasets and data pipelines
Experience working with Securities-Based Lending (SBL) or secured financing products is a strong plus
Proven ability to extract, clean, and analyze complex datasets to support risk monitoring, forecasting, and regulatory reporting
Experience partnering with business, risk, technology, and model review teams in a regulated financial environment
Ability to translate complex analytical results into clear, actionable insights for senior and mid-level stakeholders
Strong understanding of model governance, regulatory expectations, and documentation standards
Certifications such as FRM, CFA, PRM, or CQF are highly desirable
Exceptional attention to detail, strong problem-solving mindset, and comfort working with large volumes of data
Excellent oral and written communication skills, including the ability to present technical concepts to non-technical audiences
Ability to thrive in a fast-paced, deadline-driven environment
Posting End Date:
18 May 2026*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
