Securities Operations Associate- Money Movement

About this role:

Wells Fargo is seeking a Securities Operations Specialist supporting Commercial Loan Operations Money Movement within Wealth & Investment Management Operation division. Learn more about the career areas and lines of business at wellsfargojobs.com.

In this role, you will:

• Process, validate, and reconcile money movement transactions, including loan payments, advances, funding activities, and other cash-related transactions, ensuring accuracy and timely execution.
• Research, analyze, and resolve general ledger (GL) outages, reconciliation exceptions, transaction discrepancies, and processing breaks to maintain financial integrity.
• Administer the processing, settlement, and servicing of loan-related cash movements and associated securities or derivative transactions.
• Monitor transaction workflows, daily production activities, and exception queues to ensure service-level commitments are met and issues are escalated appropriately.
• Collaborate with front-office partners, internal business groups, peers, managers, and external stakeholders to investigate operational issues, provide resolutions, and achieve business objectives.
• Receive direction from management and exercise judgment within established procedures to resolve situations across the full transaction lifecycle while developing knowledge of operational functions, policies, and procedures.
• Build expertise in operational disciplines including client onboarding, cash payments, funding operations, customer service, custodial services, securities settlement, structured loan operations, and general ledger reconciliation.
• Gather, review, and analyze operational data and documentation to support issue resolution, research activities, and decision-making.
• Review and process time-sensitive transaction requests and documentation while maintaining quality standards and operational controls.
• Maintain accurate transaction records, supporting documentation, and audit trails to support reporting, governance, and control functions.

Required Qualifications:

• 6+ months+ of Money Movement & Loan Operations experience, or equivalent demonstrated through one or a combination of the following:  work experience, training, military experience, education

Desired Qualifications:

• Experience and working knowledge of Automated Financial Systems (AFS).
• Proven ability to perform effectively in a fast-paced, high-volume environment with minimal supervision, utilizing sound judgment, critical thinking, and independent decision-making to resolve complex operational issues.
• Experience supporting Custom and Commercial Loan Operations, including the processing of loan payments, advances, funding transactions, and other money movement activities.
• Working knowledge of Hogan and ClientLink systems.
• Experience within Wealth and Investment Management (WIM) Operations.
• Experience utilizing eTran and Loan IQ platforms to support loan servicing, transaction processing, and operational activities.
• Strong understanding of money movement, funding, settlement, and cash management processes.
• Knowledge of securities operations, loan servicing, general ledger reconciliations, and exception management processes.
• Ability to navigate multiple systems, applications, and research tools simultaneously to identify, analyze, and resolve operational issues efficiently and accurately.
• Demonstrated ability to work independently with a proactive mindset while exercising sound judgment, initiative, creativity, and accountability.
• Experience processing high-volume transactions, performing detailed research, and resolving escalated operational issues within established service-level expectations.
• Ability to monitor operational metrics, identify process gaps and control weaknesses, recommend solutions, and effectively communicate findings and progress to management and business partners.
• Strong analytical, problem-solving, and critical-thinking skills with exceptional attention to detail and accuracy.
• Ability to prioritize competing priorities, meet deadlines, achieve performance goals, and adapt to changing business needs in a dynamic operational environment.
• Excellent verbal, written, and interpersonal communication skills with the ability to collaborate effectively across all levels of the organization.
• Proven ability to work successfully in a team-oriented environment where flexibility, adaptability, collaboration, and accountability are critical to success.
• Intermediate proficiency in Microsoft Office Suite, including Excel, Word, Outlook, and PowerPoint.
• Knowledge and understanding of applicable state, federal, regulatory, and compliance requirements impacting loan servicing, money movement, and operational processes.

Job Expectations:

• Ability to work a hybrid schedule, with regular on-site attendance and standard working hours between 9:30 AM and 6:30 PM.
• Availability to work until 6:30 PM daily, with flexibility to work overtime as needed to support business and operational requirements.
• Willingness and ability to work at the location specified in the job posting.
• Flexibility to adapt to changing business priorities, workflow volumes, and operational demands.
• This position is not eligible for visa sponsorship; candidates must be authorized to work in the United States without employer sponsorship now or in the future.

Posting Location:

• 1525 W WT Harris Blvd Charlotte, NC 28262

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.